I avoid them all, there are plenty of alternatives to thieving banks… you cannot fight them because they will use your money to ruin you legally.

Of the big four, avoid at all costs the Commonwealth and ANZ (the worst part of ANZ is the NZ bit). They are ruthless and became worse after Rudd needlessly guaranteed their profits.

Now that the slow-down in house prices is underway we will see the worst of the worst that banks can stoop to.

The farmers’ suffering during the drought has been exacerbated by the banks’ dirty system of resumption of property and house owners will suffer the same fate when prices fall to a point where banks believe their equity is at risk.       

If you have to borrow, please avoid banks, there are heaps of more moral alternatives.

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kellygang
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kellygang

I missed my credit card payment day by 1 day. Rang the Comm Bank and they were very nice and said if I payed it today they would wave all fees. I almost fainted. Got my statement this week and no interest or dishonor fees. I think this royal commission has made a forced change with softer approach!

cinerama
Guest
cinerama

you are a mug going to westpac

Rubyred
Guest
Rubyred

I have banked with the Toowoomba based Heritage Bank for over twenty years and never had any problems but then again I have never owed them any money,. The two banks mentioned by Larry financially ruined me and I never darkened their doors again.

vecchio
Guest
vecchio

PO Banks with—- the banks.

vecchio
Guest
vecchio

The credit unions bank with— the BIG banks!

vecchio
Guest
vecchio

Kwityerwingen! You enter a business arrangement, abide by it and they will too. That’s been my experience. They are not charities!

oldskankhidinginTheShadow
Member
oldskankhidinginTheShadow

Correct Le Grump… all it needs is a drum roll!
There is no guarantee of ever getting your money back when a Credit Union bites the dust.
Many have found out that nasty reality in the past.

Matt12
Guest
Matt12

One I avoid is the sperm bank.

Fedup
Member
Fedup

Unfortunately with any non bank your funds are not guaranteed safe as with the grimy licenced Banks.

GregDeane
Member
GregDeane

I am debt free, except for student loans that I’ll never have to pay back. Ha!

Dazeddazza
Guest
Dazeddazza

I like Bendigo Bank coz they love Muslimes!

Xword
Member
Xword

Slightly OT, but as a pensioner I’m sure glad APIA is looking after my interests in car insurance. Wanted to slug me $925 for green slip/third party property damage but took me two minutes to find a deal at $225 cheaper (probably still being ripped off but like a zillion others can’t be bothered fully researching the best deal).

noucg
Guest
noucg

Westpac ,had $50,00 in there 28 years ago ,they just kept ”taking ” in the name of charges ? for WHAT ??? eventually went to zero ,damn them ,paying their CEO ridiculous amounts ,would never ”BANK” with them again

BwanaNeusi
Guest
BwanaNeusi

You didn’t mention the biggest rip off merchant of the lot Larry – The F##king Reserve Bank.

Abdul
Member
Abdul

My experience with the NAB has been nothing but BAD they are bottom dwellers and should be avoided at all costs

cdlite
Member
cdlite

Which Bank? They’re all bastards.

LoneWolf
Member
LoneWolf

The CBA screwed me for over $60,000 in 1986 … In today’s terms $156,000 and there’s not a damn thing I can do about it, even thopugh I’ve tried ever since the rip off occurred.

HappyExpat
Donor
HappyExpat

Better option would be to establish the post office as a bank. Its the most popular bank in Japan for retail customers and could be recreated on the lines of the original Commonwealth Bank where its Industrial Finance Dept was the launch pad of many many successful small businesses that grew and prospered. Unfortunately our parliaments lack men of vision and I can’t see any on the horizon either.

HappyExpat
Donor
HappyExpat

Don’t agree with you on that one Trumby. Chifley tried it and lost office to Menzies in a resounding rejection. Bad part is the current mob would be replaced by public servants.

HappyExpat
Donor
HappyExpat

I agree with you Larry. ANZ in particular has a very bad track record and has been accused outright by the RC of stealing customer’s money. Doesn’t get much worse than that. Best solution is live well within your means then you don’t have to rely on them.

Petra
Guest
Petra

For a bit of light relief, watch Goning in Style with Michael Cain and Morgan Freeman! It shows banks for what they are – in a very comedic way!

1946Hunter
Member
1946Hunter

“A hunter has shot and killed a 34-year-old British mountain biker in the French Alps. The BBC named the victim as Marc Sutton, a Welsh restaurateur living near the site of the shooting in the Haute-Savoie region. Local prosecutor Philippe Toccanier said the 22-year-old hunter was hospitalised for shock after the shooting, which happened on Saturday evening. He said the cyclist “couldn’t be confused” with a game animal, as he “had a coloured helmet and a coloured mountain bike”. Thirteen people died during the French hunting season in the year to June 1, with another 115 injured, according to national… Read more »

pelican
Guest
pelican

good tip Larry..though the Big Four are all majority owned by the same Rothschilds fronts..

Marco-eloco
Guest
Marco-eloco

Same here Larry, Peoples Choice Credit Union in S.A is my bank, very friendly and helpful.

CaptainOutrageous
Member
CaptainOutrageous

NAB already changing T’s and C’s increasing minimum repayments.